SMS Policy

1. TCPA-Compliant SMS Program

Prosper News Now operates a fully TCPA-compliant SMS (text message) program to provide subscribers with updates about new financial guides, tools, resources, and other educational content. This SMS Policy explains the terms and conditions of our opt-in SMS program and our commitment to protecting your privacy.

2. Enrollment

You may enroll in our SMS program by checking the SMS opt-in checkbox on our contact or newsletter forms at prospernewsnow.com. By enrolling, you agree to receive text messages from Prosper News Now at the mobile number you provide. Enrollment is entirely voluntary and is not required to access any content or services on this site.

3. Explicit Opt-In Requirement

You will only receive SMS messages from Prosper News Now if you explicitly opt in by checking the SMS consent checkbox on one of our forms. We never send unsolicited text messages. By checking the SMS opt-in box, you provide your express written consent to receive text messages from Prosper News Now. This consent is not a condition of purchase or access to our services.

4. The Opt-In Form

Our SMS opt-in checkbox uses the following language (consistent with TCPA best practices):

A separate checkbox confirms agreement to our Privacy Policy and Terms & Conditions, which is required to submit any form on our site.

5. Message Frequency

Message frequency varies based on new content availability and your account activity. You may receive up to 4 promotional or informational messages per month. We will make every reasonable effort to keep message volume appropriate and valuable.

6. Message & Data Rates

7. Supported Carriers

Our SMS program is supported by most major mobile carriers in the United States, including AT&T, T-Mobile, Verizon, and others. However, we cannot guarantee delivery to all carriers and all devices. Carriers are not liable for delayed or undelivered messages.

8. Opt-Out Instructions

You may opt out of our SMS program at any time by replying STOP to any text message you receive from us. After you submit an opt-out request, we will send you a single confirmation message stating that you have been unsubscribed. After this confirmation, you will receive no further text messages from Prosper News Now unless you opt in again.

9. Help Instructions

For additional information about our SMS program, reply HELP to any text message you receive from us. You may also contact us directly:

• Email: hello@prospernewsnow.com
• Website: prospernewsnow.com/contact

10. Privacy & Data Security

YOUR PRIVACY IS PROTECTED — WE DO NOT SELL, RENT, OR SHARE YOUR PERSONAL INFORMATION FOR MARKETING PURPOSES.

• Your mobile information stays secure with Prosper News Now only
• No data selling to third-party marketers or data brokers
• Your contact information is never rented to other companies
• SMS opt-in data remains confidential within Prosper News Now
• No affiliate sharing of your personal details

All text messaging originator opt-in data and consent records will never be shared with any third parties under any circumstances. Your SMS preferences and phone number remain completely confidential and are used solely for the communications you have agreed to receive. Please review our Privacy Policy for full details on how we handle your personal information.

11. Message Content & Timing

Our text messages may include notifications about new financial guides, tools, glossary updates, newsletter digests, and other educational content relevant to personal finance. We will make every effort to send messages during reasonable hours, generally between 8:00 AM and 8:00 PM in your local time zone, in accordance with TCPA guidelines.

12. Changes to This SMS Policy

We reserve the right to modify this SMS Policy at any time. We will notify you of material changes by posting the updated policy on our website and updating the "Last Updated" date above. Your continued participation in our SMS program following any changes constitutes acceptance of the updated policy.